Even though it’s the dead of winter, it’s not too early to start planning your next vacation… after all, spring break really is right around the corner! And it’s never too early to start planning your summer vacation, either.
Of course, any vacation planning nearly always starts with your budget. Where are you planning to go? Do you know how much you’ll spend over spring break? How much will that condo or beach house cost for a week or two? What will you eat? What will you do for entertainment while you’re on vacation?
More importantly, how will you pay for your vacation? Will you take cash? Or does it make more sense to use a credit card? Personally, I prefer to use a credit card with either a cash back reward, travel reward, or a 0% interest rate. Why? Because let’s face it, most credit cards offer far more protection for you than cash!
Not only are credit cards far safer than cash, but it’s far easier to replace a credit card than a wallet full of cash! And, with so many choices, you can not only save money with credit cards, but you might even earn cash back or free air miles (it all depends on what you want).
So, how will you pay for your spring or summer vacation?