Fair Credit? Bad Credit? Non Existent Credit?
If you have little or no credit, or even bad credit, it’s hard to know where to start looking for a credit card that you can use to build a good credit score without paying a lot of up front fees, annual fees, monthly fees, or high interest rates. And if you don’t take the time to read the fine print, you could end up with a credit limit that’s reduced to nearly half of your approved credit limit and start out with a substantial balance on your account. It kind of defeats the purpose of getting a credit card if you start out with almost no credit, doesn’t it? Relax, there are still a few good starter credit cards out there!