The Best Student Cards

Did you know that, prior to the Credit Reform Act passed in 2009, credit card companies used to set up booths on college campuses around the country just to entice college students to get a credit card… for emergencies, unexpected expenses, or just to have a little spending money! You see, those companies knew that, 9 times out of 10, if the student couldn’t pay the bill, good old Mom & Dad would. All of that changed with the Credit Reform Act…and as a result, there are literally very few “Student Credit Cards” available today.

So, how will you handle finances with your college student? Will you give him (or her) a credit card attached to your account (and risk your credit rating)? Will you sign for him (or her) to get a credit card of his own? Will you use a prepaid card? A debit card? There are a lot of options!

However, if you’re looking for an actual credit card that he (or she) can carry, that has a low limit, and that he (or she) may actually qualify for on his own, then you’re really going to want to check out the Horizon Gold Credit Card.

The Horizon Gold Credit Card has a low credit limit, instant approval, and it’s probably the best chance your student has of qualifying for a credit card that isn’t tied to your credit score!