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By now, most people should have gotten that second stimulus check… what did you do with yours? Still have it? If so, here are just a few thoughts on what you could do with that money besides spend it! If your credit needs improvement, or if you need to establish
So, you’ve applied for a brand new credit card, been approved, and now you’re wondering just how long it will take before you have the new credit card in hand? Assuming that you did not apply for one of the new instant approval cards, it can take five to ten
If you’re got poor credit, you can still get a credit card. Granted, you likely won’t qualify for the best deals, rewards, or interest rates, but there are options. Certain credit card companies will actually work with you to build your credit score over time. When you are approved, it
If you were laid off by your employer today, what would you do? Would you find another job? Do you have enough money in savings to survive for a while? What would you do next? In years past, this would have been a much easier question to answer. Now, with
Thinking about buying your first home? Before you even consider making an offer, before you get pre-qualified, before you do anything at all, you'll want to take a good, long look at your credit report. Believe it or not, even those of us with the best credit almost always have
Are you one of the millions of people who have been asked to work from home this year? Believe it or not, shifting to staff members working from home is actually proving beneficial to businesses and employees in many areas. So far, 65% of workers say they are
As if 2020 wasn't bad enough already, what with a pandemic, lockdowns, and an economic downturn unlike any other, millions of people also lost their jobs… and that will leave millions of us with blemishes on our credit reports that can and, in many cases will, take years to clean
Are you one of the millions of Americans now considering bankruptcy? If so, in most instances, you'll need to complete pre-bankruptcy credit counseling before AND after filing bankruptcy. Why are you required to complete it twice? Unbelievably, the first one is to determine if you even need to file bankruptcy
In a highly unusual economic climate, a highly unusual thing is occurring in the United States… Credit card debt is actually declining during the current recession! In fact, for the first time in years, total American credit card debt has now dropped below the $1 trillion mark. So, why is
Right now, an unprecedented number of Americans have lost their jobs, lost a large portion of their income, or worse, and simply aren't able to pay their bills. But what about you? What bills should you pay? And what bills should you skip? Truthfully, if you have the money, you