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By now, many of us are getting bored with Netflix, our little home improvement projects, our hobbies, working from home, homeschooling, being laid off… the list could go on and on. The point is, we’re all looking for different things to focus on, and as much as you might not
Tax refund starting to burn a hole in your pocket? It’s tempting, isn’t it. You know, every year millions and millions of people file their taxes, cash their refund checks (or withdraw the cash from the bank when it arrives in the account), and spend it within a matter of
Credit card debt is one of the most difficult financial obstacles to overcome – interest rates are high, minimum payments barely scratch the surface of the actual debt, and it’s just so, so easy to fall into the trap you set for yourself whenever you use your credit cards without
Summer is almost here! Are you planning a vacation? Or are you still trying to figure out how you’ll afford to take even a small vacation? You know, one of the easiest ways to save money (and be able to afford that vacation) is to cut expenses, and the easiest
Last week, the unemployment rate dropped to 3.9%, the lowest it’s been since at least 2008, and probably longer… that means that just about anyone who wants a job has one and some employers either can’t fill positions or they can’t keep them filled. Wages are even beginning to rise
We all plan for the future… we plan our career, plan our relationships, plan for a new home, a new car, children. But have your planned your financial future? And, if you have, have you planned the steps you will take to improve your financial future? I know, you think
When figuring out what you’ll pay to own a vehicle, don’t stop at the sticker price. Factors including financing, fuel, insurance and maintenance and repairs also determine how much you’ll fork over during the life of your new ride. There’s no way to put an exact number on your total costs,
Want to dramatically improve your overall financial picture? While it does take a lot of restraint, patience, and time to make significant financial changes, you have to remember that, when it comes to your money (and your credit score), it’s a lifetime journey. Yes, there will be some unexpected curves,
Interest rates for home mortgage loans have risen since November. Experts have taken notice — and so have homebuyers, since rate increases generally make homes less affordable. What’s a prospective homebuyer to do? Wait for rates to drop again? Buy now, before they go even higher? “The most important thing
If you are planning to take a good look at your finances and make savings goals for the New Year, you are not alone. This is a great time to make goals for savings, investment and money management in general. As I reviewed my family’s financial plan and discussed our