FICO’s new scoring model, which was announced this past week, will likely lower credit scores for those with a current credit score below 600, as it is based more on the past two years of payments, and it takes personal loans into account. However, those who already have good credit
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Ever wonder when is the best time to work on your credit score? Should you work on it around the first of the year when you’re looking at your budget, taxes, and spending for the previous year? When you’re wishing you had enough money to take a vacation this summer?
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Getting married? Planning your wedding? Dreaming about your future? Have you looked at both your credit scores lately? Wait, what? You haven’t discussed your credit scores? When you marry someone, you also marry his or her credit score. This can affect you as an individual, especially if your credit score
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Looking for the best way to boost your credit score? Maybe your credit score is less than perfect? Maybe you’ve had a serious financial setback… lost your job, gotten a divorce, filed bankruptcy… The financial crisis has passed, and now you’re looking for the best way to get your credit
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Wondering where your tax refund will do the most good this year? If your credit is less than perfect, tax time is the best time to get back on track with your credit score! Not only do you have the funds from your tax refund to work with, but you
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Looking for the best ways to improve your credit score? Less than perfect credit? Maybe you missed a couple of payments? Maybe you’ve had a bankruptcy? A foreclosure? Lost your job, got a divorce, or worse? In this day and age, it’s easy to understand why anyone might need a quick way to
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What’s the best way to get a fresh start on your credit after filing bankruptcy? Typically when you file bankruptcy, your credit score bottoms out, you don’t have a lot of money on hand, and no one will extend any kind of credit to you. Although your debt is instantly erased,
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When you open an Emporium Preferred Account, getting a fresh start on your credit with an online luxury shopping site gets a whole lot easier! One of the best ways to improve your credit rating is to open a store/catalog credit card. Not only are catalog sites typically more lenient when it comes
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Looking for the best ways to rebuild your credit after bankruptcy? Although it seems like you’ll never recover from serious credit setbacks, there are actually ways to begin the process of rebuilding your credit score after bankruptcy. One of the best and least expensive ways is to open an account
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Looking for ways to build your credit back up after a series of setbacks? Maybe you don’t really have any credit, but you’d like to start building a good credit score? One of the best ways that I have found to build good credit is to sign up for the
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