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Is your business credit worthy? Do you have a business credit score? If not, how can you build your business credit quickly and easily? Small business owner? Still running your business under your own name? If you’re still running your small business as a sole proprietorship, or even a partnership, you
By now, most people should have gotten that second stimulus check… what did you do with yours? Still have it? If so, here are just a few thoughts on what you could do with that money besides spend it! If your credit needs improvement, or if you need to establish
When it comes time to get your first credit card, or perhaps get a new credit card, take time to sit down and make a list of everything about the cards that you're interested in. The PROS and the CONS. Depending on your credit level, the cards you're interested in, the
Are you one of the millions of people who have been asked to work from home this year? Believe it or not, shifting to staff members working from home is actually proving beneficial to businesses and employees in many areas. So far, 65% of workers say they are
As if 2020 wasn’t bad enough already, what with a pandemic, lockdowns, and an economic downturn unlike any other, millions of people also lost their jobs… and that will leave millions of us with blemishes on our credit reports that can and, in many cases will, take years to clean
Have you checked the credit limits on your credit cards lately? If not, you might want to take time to do just that, especially since roughly 50 million Americans’ credit card accounts were either closed or had their credit limit cut in the past 30 days. That’s about 1 in
By now, many who’ve been laid off, furloughed, had our hours cut, or worse, are really running tight on cash, even as the pandemic rages on. While both federal and state governments have promised quick access to unemployment funds, stimulus checks, and other forms of help, these things take time.
By now, many of us are getting bored with Netflix, our little home improvement projects, our hobbies, working from home, homeschooling, being laid off… the list could go on and on. The point is, we’re all looking for different things to focus on, and as much as you might not
FICO’s new scoring model, which was announced this past week, will likely lower credit scores for those with a current credit score below 600, as it is based more on the past two years of payments, and it takes personal loans into account. However, those who already have good credit
Are you a recent college graduate? Starting a new job in a new city? Maybe you’ve just now saved up enough money to get your own apartment? Maybe you’re just moving from one rental to another? Whatever your reason for moving, one thing that you don’t want to neglect is