Have you checked the credit limits on your credit cards lately? If not, you might want to take time to do just that, especially since roughly 50 million Americans’ credit card accounts were either closed or had their credit limit cut in the past 30 days. That’s about 1 in
1. Don’t wait until you finish school to start paying back those student loans. Even if you’re only paying the interest that’s accruing month to month, start paying what you can as soon as you can. 2. Get a job while you’re in college. Wait tables, run a cash register.
Even though it’s the dead of winter, it’s not too early to start planning your next vacation… after all, spring break really is right around the corner! And it’s never too early to start planning your summer vacation, either. Of course, any vacation planning nearly always starts with your budget.
As the year winds down, the first of all those Christmas bills has undoubtedly already arrived in your mailbox, and if you’re anything like the rest of us, the bill is more than you expected. And it will take longer than you thought to pay it off, too. I don’t
As the year draws to a close, many people take a long, hard look at their finances, looking for ways to save money on anything and everything. Personally, I like to take a look at my credit card balances because that’s one of the best places to find savings. If
Well, it’s October, and you know what that means? Yes, your mailbox is likely filled with all sorts of offers… credit cards with no interest, catalogs with pre-approved lines of credit, and personal loan offers! Some of them look pretty tempting, don’t they? But, should you fill any of them
It may seem like it’s a little early to be thinking about Christmas, but in reality, Christmas is just around the corner. That means it’s time to be thinking about your Christmas shopping budget and the best way to pay for Christmas gifts for those you love. If you’re like
Well, it’s that time of year again… that’s right, the mailbox is filled with credit card offers! Every day, it seems, someone is offering you yet another credit card, personal loan, or catalog card, and they all say one of two things: you’re either prequalified or you’re preapproved for their
Ever wondered why your credit limit on your credit card is at whatever limit that it is? And how to go about raising that limit? Before the 2009 credit card reforms, it was fairly common to see people with excellent credit who had credit limits of $15,000, $25,000, or even
Filing bankruptcy may seem like the end financially… your credit score tanks and it seems like there is no way you’ll ever recover from the stigma attached to it. But, the truth is, once your bankruptcy is discharged, at some point, you will need credit again, whether it’s a different