Believe it or not, you can be denied a credit card, car loan, or even a home loan because the potential lender doesn’t like what you have been purchasing using your credit cards, your store cards, or even your bank account!
Credit card companies, banks, and other lenders are increasingly using your purchasing records to determine whether or not you are a good credit risk. Every time you swipe a credit or debit card, write a check, or even use cash (when you use one of those little discount cards with the cash), that purchase is recorded and tracked some way, somewhere.
Of course, there are ways to keep your purchases private! Just use a prepaid card when you shop at places you’d rather keep to yourself… places like casinos, secondhand stores, marijuana / smoking shops, adult book stores, certain sites on the internet…anywhere that might cast you in a less than perfect light!
Heres a tip: A prepaid card is also a great way to LIMIT your spending when you go to the casino! You can’t lose what you don’t have access to while you’re there!