The Best Time to Improve Your Credit?

Ever wonder when is the best time to work on your credit score?

Should you work on it around the first of the year when you’re looking at your budget, taxes, and spending for the previous year?  When you’re wishing you had enough money to take a vacation this summer?  Should you work on your credit when you’re in desperate need of a credit card so you can afford Christmas gifts?  How about when your car goes kaput and it’s past time to invest in another one?  Or when you want to buy the home of your dreams?

The truth is that there is no perfect time to start improving your credit score!

Why wait until a major expense looms and you’re scurrying around trying to find somewhere, anywhere to get the funds you need to get past the latest financial crisis?  Instead, why not start working on your credit score now, before you need good credit, before you’re forced to accept that higher interest rate mortgage, car loan, or credit card!

Let’s be perfectly honest here, the time is going to pass anyway, so why not work on your credit now?