Happy Saturday friendsOne of my favorite things to do is travel, but sadly I dont get to as often…

Happy Saturday friends!
One of my favorite things to do is travel, but sadly I don’t get to as often as I would like! However, years ago I started collecting fun mugs from everywhere I go as my souvenir. Now it’s always fun when I go to make coffee in the morning to see the mugs and remember every trip!

What’s your favorite types of souvenirs to collect?

Summer Vacation is Looming!

Summer is almost here! 

Are you planning a vacation?  Or are you still trying to figure out how you’ll afford to take even a small vacation?

You know, one of the easiest ways to save money (and be able to afford that vacation) is to cut expenses, and the easiest way to cut expenses is to cut something that you won’t miss.  Like credit card interest charges!   Think about it… you’re already spending the money, but if you were able to cut out that monthly interest, what would you miss?  The answer is absolutely nothing!  Not only would you have to do without something, but you’d have more money each month.  Money that you could save for that summer vacation!  Or use to pay off your credit card early, or use to buy something that you really need, or any one of a hundred other things!  Who wouldn’t want to save money that way?

Of course, if you’ve already paid your credit cards down, and you’re actually planning to use them to take your summer vacation, then that opens up even more possibilities.  Have you figured out which credit card you’ll use?  Have you looked at the interest rate you’ll pay?  Does it have travel rewards or cash back rewards?

Would you benefit by getting a different credit card that better suited your needs?

And, don’t forget your credit score! If your credit score has improved over the past few months, or years, depending on how often you review your credit cards, then you definitely need to make sure you’re carrying the right card before you ever leave the driveway this summer!