Worried about where you’ll find the money for all those back to school expenses? Between new clothes, new shoes, backpacks, notebooks, and new electronics, it can get really expensive… and that doesn’t include all the book fees, lunch money, athletic fees, and other expenses that you’re expected to pay up front!
Relax. With Fingerhut, you can afford everything you need to get the kids back in school. Name brand clothes? The newest shoes? Backpacks? Notebooks? A new computer? Yep, with Fingerhut, you can get all of this and more. And it won’t wreck your budget, either!
Fingerhut offers thousands of name brand items at competitive pricing, with low monthly payments, shipped right to your door! What could be easier than that?
I know, it seems like the holiday season is a long way off, doesn’t it? But, the reality is you’ll start shopping in October and that’s only four months away. 120 days. And that’s really not long at all, is it?
So, again I ask the question, are you ready for Christmas?
If not, then it’s time to start planning for this year’s gift giving season so that when the time does come, you’re ready. Now, typically there are two ways to pay for Christmas. Cash or Credit. If you choose to pay with cash, then it’s time to start saving money every time you get paid. And then, don’t spend it.
One of the best ways to save money for Christmas, or a vacation, or new furniture, or any really large purchase is to get yourself a prepaid card. Then, you simply have your employer automatically transfer a portion of your payroll check into your prepaid card account and then, when you’re ready to start Christmas shopping (or go on vacation or whatever), the money is already there.
Not a bad way to pay for the upcoming holiday season, is it?
Of course, if cash is not the way you plan to pay, then you’d better get busy working on your credit too! Now, there are lots of options to apply for new credit cards, store cards, and so forth, but are you sure you’ll be approved? Remember, you don’t want to apply for too many credit cards during the course of the year – it can really hurt your credit score. And, if you do apply, you want to make sure that you’ll be approved (this is really important if your credit score is less than perfect).
One option with guaranteed approval is a secured credit card. With a secured card, you’ll need to pay a deposit up front, and then the creditor will extend the same amount of credit to you. You’ll use the card for purchases, make payments (including interest), and so forth, just like a regular credit card. But, as I mentioned, you’ll have to have money up front for your deposit. And that’s not quite the goal here, is it? No, we’re planning for Christmas and if we had the cash for the deposit, we wouldn’t need to be looking at our options. So, let’s move on.
The other option that I really like (and have used myself) is to open a Fingerhut Credit Account. Not only does Fingerhut typically approve nearly everyone, but they also are really good about reporting your responsible credit use and regular payment history to the credit bureau every month. And when it comes to great deals, including special interest free purchasing periods, increases in your credit line, and brand name merchandise, Fingerhut is hard to beat. You simply get online, browse from among hundreds of thousands of competitively priced products, and they’ll ship your order right to your door! It really is that easy.
But don’t just take my word for it – check out what Fingerhut has to offer you TODAY.
How would you like to save 20% on your first order from Fingerhut?
That’s right, if you sign up for a new Fingerhut Credit Account now, you can save 20% off your first order simply by entering TAKE20 as your promo code! But hurry, this won’t last long!
Well, if you’re not familiar with Fingerhut, you might want to take a look… with over 700,000 items to choose from, there isn’t much you can’t get through Fingerhut, and with a very competitive interest rate, your Fingerhut account might cost less than using a credit card, not to mention that the payments are really reasonable. (They even list the monthly payment alongside the full purchase price, so there are no surprises!)
Looking for the best way to boost your credit score?
Maybe your credit score is less than perfect? Maybe you’ve had a serious financial setback… lost your job, gotten a divorce, filed bankruptcy… The financial crisis has passed, and now you’re looking for the best way to get your credit back on track?
Believe it or not, one of the best ways to boost your credit score is to open a Fingerhut account!
Unlike most of those major credit card companies, Fingerhut will normally extend credit when no one else will. In fact, almost everyone qualifies for up to $300 in available credit simply by entering your name and address and find out now.
How does a Fingerhut Credit Account help your credit?
A Fingerhut account helps your credit in two ways – the first and most obvious way is that you’ll have an open credit account with available credit. Having available credit is a very important factor in your credit score… and keeping your balance at or below one third of your total available credit makes up about thirty percent of your credit score. So, when you increase your available credit, you increase your credit score.
Secondly, Fingerhut reports your responsible credit usage to the major credit bureaus on a monthly basis. This helps you to build or rebuild your payment history, and your payment history is another very important part of your overall credit score. The longer your credit history and the more regular, on time payments that show up on your credit report, the more positive effect it will have on your credit score.
Still not convinced that a Fingerhut account is right for you?
If boosting your credit score isn’t enough to make you want to open a Fingerhut Credit Account right now, maybe the hundreds of thousands of competitively priced, name brand products available will sway your decision… that’s right, hundreds of thousands of competitively price, name brand products! Everything from clothing to jewelry to electronics to furniture and appliances are available through Fingerhut! Need a new wardrobe? Fingerhut has it. A new television? Fingerhut has it. New living room furniture? Fingerhut has it! That’s right, whatever you’re looking for, chances are you’ll find it at Fingerhut!
We’ll even give you a new promo code to get $25.00 off your first order! Just enter NC698 when you check out to get your $25.00 off your first order of $100 or more!