Lately I am loving buying groceries using the pick up service at Walmart and you can’t use cash so I have to keep depositing cash back into my bank account- I’m going to need to come up with a better system for next month! #budget #cashenvelopes
From January 2019 – July 2019 @chizziegetse has been saving away what remained from her cash budget each month for a summer road trip. Her grand total is $130! She intends to supplement this with her $15 weekly fun/spend money to take trips to Ottawa, Toronto Island and Niagara Falls. Stay tuned for her budget to actual for these trips!
#budgetingtips #debtfreecommunity #twosidesofadime #debtfreejourney #roadtrip #savingsgoals #piggybank
Useful tool to manage your cash flow. Always remember that: “Income – Expenses = Potential Budget”; but what if your expenses exceed your income???? Do your budgeting now. #financialplanning #budgetingtips
Day 15 without eating out!!
#budgetsmadeeasy #savemoney #cash #cashenvelopes #debtfree #debtfreelife #debtfreeliving #debtfreecommunity #budget #budgetingtips #moneycoach #money #finance #financetips #nospendchallenge
If you want to manage your cash properly, you need to plan separate expenses budgets on your business, such as regular day-to-day expenses, leisure/recreation, and/or savings/investments. Contact us for a Cash Management consulting meeting NOW!
World of plastic – nobody carries cash anymore!
You should always have a little cash on you. I was taught to always have a quarter for a pay phone. Times have changed but the lesson is still valid.
What if the credit card machine in your cab stops working? Or the Uber app is down?
Have enough to get you home safely! .
#personalfinance, #debtfreeliving, #debt, #moneysaver, #moneyinthebank, #moneytips, #budgetingtips, #budgeting, #financialliteracy, #financialliteracyforkids, #lifeskillsteacher, #lifeskills, #lifeskillsforkids, #parenting, #parentingtips, #parentingteens, #teach, #teachersfollowteachers, #teachersofinstagram
Day 12 of not eating out in the books!
#budget #budgetingtips #budgetsmadeeasy #cash #debtfree #debtfreelife #debtfreecommunity #debtfreejourney #debt #budgeting #money #noeatingout #savemoney #finance #financetips #financialfreedom #daveramseybabysteps #daveramsey #moneycoach
Monthly credit card bills eating up all your cash?
Even if you’ve got reasonably good credit, you can still find yourself with too many credit card bills, and those bills can ruin your budget, cause you to be short on cash, and they can even cause you to go deeper into debt. That’s right, too many bills can actually drag you deeper into debt, even as hard as you’re working to pay them off!
How many times have you paid all your bills and then had to use a credit card to pay for groceries because you’re short on cash?
That kind of defeats the purpose of paying extra on your credit cards, doesn’t it? But, if you keep only paying the minimum payments, it can take years to pay off those credit cards, and you can’t afford to be strapped forever, can you? And you don’t want to risk ruining your credit with the traditional “debt consolidation” companies out there, so what do you do?
If you’ve got good credit, the best way to free up cash in your monthly budget without ruining your credit score is to take out a personal loan to pay off those high interest credit cards. Then, instead of having to pay a bunch of different sized payments every month, you’ll simply make one payment (typically a lot less than you’re paying now), once a month. Terms for personal loans range from 36 months to 60 months. That’s far less than the 7-10 years that it takes to pay off credit cards if you only make the monthly payment.
Think a personal loan might be the right choice for you?
If you’re serious about freeing up some cash AND getting out of debt sooner rather than later, one of the best options is a personal loan. With a personal loan, you’ll finally be able to pay off your credit cards, free up extra cash in your monthly budget, and start paying off all your debt. And you’ll probably save a lot of money while you do it!
The average personal loan saves the borrower hundreds, if not thousands, over the course of the loan. Money that you could use elsewhere. So, go ahead, apply for your personal loan today, and plan what you’ll do with the extra money in your budget tomorrow!
Applying is free, easy, and fast!