Best Credit Card Offer for Summer Vacation

What’s the best credit card to take with you on vacation this year?

Even if you’ve already saved the money for your summer vacation, it only makes sense to have a really good credit card with you just in case you have an unexpected expense while you’re away from home.

You never know when you’ll run into car trouble, lose some or all of your cash (or your debit card), or simply overspend and end up running low on funds long before it’s time to go home.  (Who doesn’t spend too much while on vacation?)  That’s why you shouldn’t leave home without the security of knowing that you have a way to replace that tire, rent a car, or pay for that extra expense you just weren’t planning for when you were saving for your summer vacation.

But what if your credit is less than perfect? Who’s going to give you a credit card?

If your credit is less than perfect, you can still qualify for a credit card. Most people can qualify for a credit card even with a bankruptcy still on their credit report, and chances are you will too!  Even better, once you’ve got a credit card, they will report your responsible payment history to all three major credit bureaus, so you can continue to improve your credit score!

 

The Best Card for Vacation

Need a Vacation?
Need a Vacation?

Yep, it’s that time again…you’ve got the money saved, the car is loaded, and you’re off to the beach, the mountains, or any one of a million other tourist destinations.  But, have you given any thought to how you’ll protect your finances while you’re gone?  Or, will you be one of the millions of people who will have their vacation ruined by credit or debit card fraud this year?

That’s right, ruined.

Imagine this…you’re driving along the interstate and you pull into the local convenience store for gas, a few soft drinks, or even a meal at the fast food joint.  You swipe your debit card at the gas pump, or the check out line… and soon, you’re back on the road… a few hours later, you do it again…and again… until finally you get to where you’re planning to spend the next week basking in the sun, hiking the trails, or seeing the sights.

The only problem is, the next day, when you check your bank account, or you try to swipe that card, it’s declined…you’ve been cleaned out.  Now, what do you do?

Yes, you call the bank or your credit card company, but guess what?  It can take up to ten days for your bank to put the money back into your account.  And, if you have to cancel that credit or debit card (and you know you will), how long do you think it will take to get a new card to you?  Will they even ship it to you at any address other than your home?  Yes, you can probably work it all out… but by then, the vacation’s over and it’s time to go home.

There is a better way.

Rather than use your bank card when you travel, why not use a prepaid card?  In fact, why not use several?  Not only are you severely limiting other people’s access to your finances, but you’re also limiting yourself (and your family members)… that’s right, no overspending!  No going home broke until the next payday.  No expensive impulse buys.

You’ll save money AND have peace of mind knowing that your money is safely tucked away in your bank account.

So, go ahead – get your prepaid cards today.  And enjoy your vacation tomorrow!

Here are our top picks: