Balance Transfers

If you’re carrying a large balance on one or more credit cards, a balance transfer card might just be the way to save money on interest and pay the debt down much sooner than simply continuing to pay minimum payments on the original credit card.

Typically, balance transfer credit cards offer an introductory period with low to 0% interest for anywhere from a few months to a couple of years, and if you pay off the card within that time, you can literally save hundreds or even thousands of dollars in interest.

Of course, the best balance transfer offers are reserved for those with the best credit, and it pays to really shop around before making a decision, but the sooner you transfer those balances, the sooner you can pay down that debt!