Thinking about buying your first home? Before you even consider making an offer, before you get pre-qualified, before you do anything at all, you'll want to take a good, long look at your credit report. Believe it or not, even those of us with the best credit almost always have
Are you one of the millions of people who have been asked to work from home this year? Believe it or not, shifting to staff members working from home is actually proving beneficial to businesses and employees in many areas. So far, 65% of workers say they are
As if 2020 wasn’t bad enough already, what with a pandemic, lockdowns, and an economic downturn unlike any other, millions of people also lost their jobs… and that will leave millions of us with blemishes on our credit reports that can and, in many cases will, take years to clean
Have you checked the credit limits on your credit cards lately? If not, you might want to take time to do just that, especially since roughly 50 million Americans’ credit card accounts were either closed or had their credit limit cut in the past 30 days. That’s about 1 in
By now, many who’ve been laid off, furloughed, had our hours cut, or worse, are really running tight on cash, even as the pandemic rages on. While both federal and state governments have promised quick access to unemployment funds, stimulus checks, and other forms of help, these things take time.
By now, many of us are getting bored with Netflix, our little home improvement projects, our hobbies, working from home, homeschooling, being laid off… the list could go on and on. The point is, we’re all looking for different things to focus on, and as much as you might not
Tax refund starting to burn a hole in your pocket? It’s tempting, isn’t it. You know, every year millions and millions of people file their taxes, cash their refund checks (or withdraw the cash from the bank when it arrives in the account), and spend it within a matter of
FICO’s new scoring model, which was announced this past week, will likely lower credit scores for those with a current credit score below 600, as it is based more on the past two years of payments, and it takes personal loans into account. However, those who already have good credit
Credit card debt is one of the most difficult financial obstacles to overcome – interest rates are high, minimum payments barely scratch the surface of the actual debt, and it’s just so, so easy to fall into the trap you set for yourself whenever you use your credit cards without
1. Don’t wait until you finish school to start paying back those student loans. Even if you’re only paying the interest that’s accruing month to month, start paying what you can as soon as you can. 2. Get a job while you’re in college. Wait tables, run a cash register.