Good Credit

A  good credit score entitles you to better interest rates, more cash back and points rewards, and great options for balance transfer cards, among other things.  In fact, these days a good credit score is almost as advantageous as an excellent credit score and there are actually more people who fall into the good credit range than there are people with excellent credit.

You owe it to yourself to sit down once every year or so and compare your credit score with your credit cards, interest rates, and your rewards with those that are available.  And if you’re not getting the best deal, it might be time for a new credit card: