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Have you checked the credit limits on your credit cards lately? If not, you might want to take time to do just that, especially since roughly 50 million Americans’ credit card accounts were either closed or had their credit limit cut in the past 30 days. That’s about 1 in
By now, many who’ve been laid off, furloughed, had our hours cut, or worse, are really running tight on cash, even as the pandemic rages on. While both federal and state governments have promised quick access to unemployment funds, stimulus checks, and other forms of help, these things take time.
By now, many of us are getting bored with Netflix, our little home improvement projects, our hobbies, working from home, homeschooling, being laid off… the list could go on and on. The point is, we’re all looking for different things to focus on, and as much as you might not
FICO’s new scoring model, which was announced this past week, will likely lower credit scores for those with a current credit score below 600, as it is based more on the past two years of payments, and it takes personal loans into account. However, those who already have good credit
Are you a recent college graduate? Starting a new job in a new city? Maybe you’ve just now saved up enough money to get your own apartment? Maybe you’re just moving from one rental to another? Whatever your reason for moving, one thing that you don’t want to neglect is
Ever wonder when is the best time to work on your credit score? Should you work on it around the first of the year when you’re looking at your budget, taxes, and spending for the previous year? When you’re wishing you had enough money to take a vacation this summer?
Summer is almost here! Are you planning a vacation? Or are you still trying to figure out how you’ll afford to take even a small vacation? You know, one of the easiest ways to save money (and be able to afford that vacation) is to cut expenses, and the easiest
Even though it’s the dead of winter, it’s not too early to start planning your next vacation… after all, spring break really is right around the corner! And it’s never too early to start planning your summer vacation, either. Of course, any vacation planning nearly always starts with your budget.
Looking at your monthly expenses? Maybe you’ve been getting ready to do your taxes and you’re sorting through all those receipts, monthly statements, and bills for the year, comparing interest rates, calculating payments, and figuring your budget for the coming year? Maybe you’re looking for ways to put a little
As the year winds down, the first of all those Christmas bills has undoubtedly already arrived in your mailbox, and if you’re anything like the rest of us, the bill is more than you expected. And it will take longer than you thought to pay it off, too. I don’t