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Ever wonder when is the best time to work on your credit score? Should you work on it around the first of the year when you’re looking at your budget, taxes, and spending for the previous year? When you’re wishing you had enough money to take a vacation this summer?
Summer is almost here! Are you planning a vacation? Or are you still trying to figure out how you’ll afford to take even a small vacation? You know, one of the easiest ways to save money (and be able to afford that vacation) is to cut expenses, and the easiest
Even though it’s the dead of winter, it’s not too early to start planning your next vacation… after all, spring break really is right around the corner! And it’s never too early to start planning your summer vacation, either. Of course, any vacation planning nearly always starts with your budget.
Looking at your monthly expenses? Maybe you’ve been getting ready to do your taxes and you’re sorting through all those receipts, monthly statements, and bills for the year, comparing interest rates, calculating payments, and figuring your budget for the coming year? Maybe you’re looking for ways to put a little
As the year winds down, the first of all those Christmas bills has undoubtedly already arrived in your mailbox, and if you’re anything like the rest of us, the bill is more than you expected. And it will take longer than you thought to pay it off, too. I don’t
In our last post, we discussed the benefits of consolidating your credit card bills into one, low monthly payment with a personal loan. Not only does this save you money on interest, but you’ll be able to pay the loan off sooner than simply making minimum payments on your credit
As the year draws to a close, one of the most important things that you can do for yourself is to take a good look at where your money is going every month. Besides housing, transportation, and other basic necessities, how many credit card bills do you pay every month?
As the year draws to a close, many people take a long, hard look at their finances, looking for ways to save money on anything and everything. Personally, I like to take a look at my credit card balances because that’s one of the best places to find savings. If
Are you ready for Christmas? The holidays have rolled around once again, and once again, we’re all trying to figure out how to pay for all those gifts! Not only do the kids have long lists, but there are the family gatherings, Christmas parties at work, and even your annual
Well, it’s October, and you know what that means? Yes, your mailbox is likely filled with all sorts of offers… credit cards with no interest, catalogs with pre-approved lines of credit, and personal loan offers! Some of them look pretty tempting, don’t they? But, should you fill any of them