Got a little extra cash left over from your tax refund? Why not take just a little bit of your tax refund and use it to get your credit back on track? Believe it or not, it doesn’t cost a small fortune to start rebuilding your credit and, even better, it’s not nearly as hard as you think.
If your credit is less than perfect or even if you don’t have any credit, you can start improving your score today… and it is as simple as using a little of your tax refund to get a secured credit card.
Unlike prepaid cards, a secured credit card actually is a real credit card. Typically once you’ve proven your creditworthiness, many of these credit cards will refund the initial security deposit and convert your account into an unsecured credit card account. Even better, some secured credit cards actually have really good interest rates on the purchases that you do make.
And, as if that’s not good enough all by itself – here’s the real reason you want a secured credit card:
Most secured credit card companies report to at least one of the major credit bureaus and that is what really matters when it comes to getting a fresh start on your credit… you’ll actually be building up your credit score just by using your new credit card wisely.
All it takes is a small deposit on a secured credit card – so, go ahead, use just a little bit of this year’s tax refund to get a fresh start on your credit! Trust me, it will be worth it in the long run. Here is just ONE of the many secured credit cards available to you: