Monthly credit card bills eating up all your cash?
Even if you’ve got reasonably good credit, you can still find yourself with too many credit card bills, and those bills can ruin your budget, cause you to be short on cash, and they can even cause you to go deeper into debt. That’s right, too many bills can actually drag you deeper into debt, even as hard as you’re working to pay them off!
How many times have you paid all your bills and then had to use a credit card to pay for groceries because you’re short on cash?
That kind of defeats the purpose of paying extra on your credit cards, doesn’t it? But, if you keep only paying the minimum payments, it can take years to pay off those credit cards, and you can’t afford to be strapped forever, can you? And you don’t want to risk ruining your credit with the traditional “debt consolidation” companies out there, so what do you do?
If you’ve got good credit, the best way to free up cash in your monthly budget without ruining your credit score is to take out a personal loan to pay off those high interest credit cards. Then, instead of having to pay a bunch of different sized payments every month, you’ll simply make one payment (typically a lot less than you’re paying now), once a month. Terms for personal loans range from 36 months to 60 months. That’s far less than the 7-10 years that it takes to pay off credit cards if you only make the monthly payment.
Think a personal loan might be the right choice for you?
If you’re serious about freeing up some cash AND getting out of debt sooner rather than later, one of the best places to start is Upstart Loans. With an Upstart Loan, you’ll finally be able to pay off your credit cards, free up extra cash in your monthly budget, and start paying off all your debt. And you’ll probably save a lot of money while you do it!
The average upstart loan saves the borrower 27% over the course of the loan. That’s right 27% – money that you could use elsewhere. So, go ahead, apply for your Upstart Loan today, and plan what you’ll do with the extra money in your budget tomorrow!
Applying at Upstart Loans is free, easy, and the initial application won’t affect your credit score!